We're only three months into President Donald Trump's second term in office, and he's already made a lot of changes. If you're on Social Security, you've probably noticed some of them. His administration has already made several changes to the procedures seniors use to apply for benefits or make account changes.

Key Points President Trump has made it clear that he is not seeking to cut Social Security. If anything, he’s fighting to help retirees keep more of their benefits. One proposal that was key to his campaign may not come to life for good

Former Social Security Commissioner Martin O'Malley has raised concerns about potential delays in benefit payments for millions of Americans