In simple words, a cheque is an order to a bank to pay a particular sum of money from the account of the issuer of the cheque ...

However, the millions of Americans without a bank account sometimes still need access to banking services, such as check ...

Once upon a time, you could deposit a check only at a bank branch. These days, many of us deposit a check on a smartphone or at an ATM instead of heading into a branch. Whether you prefer an in ...

In certifying the check, the bank earmarks the funds in your account to ensure the check clears when it's deposited. The funds will be unavailable to spend in the meantime. Certified checks are ...