News

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.
Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...
With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...
Discover the credit score that unlocks the best financial opportunities. Learn why a 700 score isn't enough and how to ...
Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and potential savings before refinancing debt.
When you check your credit score, you may notice a section called credit mix. Credit mix is how many types of credit you have open. It’s worth 10% of your FICO score and is one of the five factors ...
Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...
A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis, Des Moines, and Winston-Salem topping the list.
Robert 'Bob' Powell breaks down credit history and how to increase your credit score as part of Decoding Retirement's special segment, Ask Bob. Anne Ackerley, BlackRock’s senior advisor on ...
A 20-year-old Reddit user was dismayed to learn recently that he has a low credit score. He already knew he had a limited amount of savings, but he was unaware of just how bad his credit was. He ...
What Happens to Your Credit Score When You Make the Minimum Payment? From a financial perspective, it’s clear that consistently paying the minimum on credit cards is a bad idea.
Your score will not only determine whether you get approved for a loan or a new credit card, it will also influence the interest rate you end up paying. The impacts are not strictly financial, either.