The New York Federal Reserve has a warning for people who have student loans that are delinquent -- your credit score may take a big hit this quarter.

The end of various pandemic-era student loan support programs likely portends a rise in credit issues for borrowers, although it will take time to understand the full extent of the problem, New York Federal Reserve researchers said on Wednesday.

End of pandemic-era loan relief triggers credit jeopardy for more than nine million people who are delinquent on payments.