Set reminders: For credit cards with quarterly rotating categories, I set a reminder on my phone to check them when they change. From there, I might switch up which card I use based on the rewards ...

The card has an annual fee of $95.00, is offering a $100.00 application fee credit for Global Entry or TSA Pre-check and so it pretty much pays for itself if you don’t have this perk.

When it comes to choosing a new credit card, most people view the industry as a battle between cash-back and travel points.

Cards typically offer 1% back on spending above that limit. It’s easy enough to opt in. Log into your account, navigate to your rewards, then look for the option to activate.