Savings account rates have remained in a relatively tight range since the Federal Reserve stopped making cuts and adopted a ...

Considering a five-figure deposit into one of these two accounts? You may be surprised by which one earns more now.

High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed kept rates steady ...

Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Bankrate reports that top high-yield savings account rates for July 2025 are between 4.11% and 4.30%. And if you shop around, you may find an account that offers an even higher rate than that.

Pros Explained . Excellent rate: SoFi savings account interest rates aren’t usually the absolute highest on the market today, but they’re not very far off the mark either—as long as you meet ...

Discover’s high-yield Online Savings account interest rate is among the top in the industry, so it’s worth exploring if you need a new savings account. It offers a 3.70% APY.

Savings account interest rates have fluctuated over the years due to many different economic changes, such as during recessions, inflation, depressions and other economic conditions.

Historical Savings Account Interest Rates. A quick note on data: The FDIC posts monthly national deposit rates for various savings vehicles going back to 2009.

Savings account interest rates will likely start to get less competitive, although we'll still see rates higher than the ones offered in 2020 and 2021, at least for the beginning of 2025.