Savings account rates have remained in a relatively tight range since the Federal Reserve stopped making cuts and adopted a ...

Considering a five-figure deposit into one of these two accounts? You may be surprised by which one earns more now.

High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed kept rates steady ...

Some banks and credit unions pay very high interest rates on their kids savings accounts. Find out if your child qualifies.

Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

Pros Explained . Excellent rate: SoFi savings account interest rates aren’t usually the absolute highest on the market today, but they’re not very far off the mark either—as long as you meet ...

Savings account interest rates have fluctuated over the years due to many different economic changes, such as during recessions, inflation, depressions and other economic conditions.

Savings account interest rates will likely start to get less competitive, although we'll still see rates higher than the ones offered in 2020 and 2021, at least for the beginning of 2025.

Historical Savings Account Interest Rates. A quick note on data: The FDIC posts monthly national deposit rates for various savings vehicles going back to 2009.