Cash-out refinance vs home equity loans

$100,000 home equity loan vs. $100,000 cash-out refinance: Which is better right now?
Both have benefits, but for many homeowners, a $100,000 home equity loan could make more sense now. Here's why.
Current HELOC & Home Equity Loan Rates: February 11, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
Cash-out refinance vs. home equity loans: Which is best in today's market?
Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros, cons and who they're best for.
Using a Home Equity Loan to Help Your Kids Buy Their First Home
Homeownership is harder than ever to achieve. Fortunately, you can leverage your home equity to help your kids become homeowners by taking out a home equity loan.
Here's what a $80,000 home equity loan costs monthly in 2025
Home equity loan rates have dropped over the last year. Here's what an $80,000 home equity loan costs monthly now.
HELOCs and home equity loans record slight gains
HELOCs and home equity loans became (slightly) less affordable in the most recent week. The $30,000 home equity line of credit (HELOC) climbed two basis points to 8.28 percent, according to Bankrate’s national survey of lenders.
$100,000 home equity loan vs. $100,000 HELOC: Which is better for 2025?
B orrowing $100,000 can often be an arduous process. And, in today's elevated interest rate climate, it can also be an expensive one. With credit card interest rates hovering near
Should you lock a home equity loan rate with inflation increasing again?
Inflation just rose for the fourth consecutive month. Here's why homeowners should lock in a home equity loan rate now.
Use a Home Equity Loan to Alter Home to Stay in Place
Using the funds from a home equity loan to make home renovations can make sense if you're planning on aging in place, but you also have other options.
HousingWire3h
loanDepot enhances home equity access with two new product options
The expansion is designed to provide more ways for borrowers to lower their monthly payments without impacting their current ...
Forbes2d
Best Home Equity Loan Rates Of February 2025
then a home equity loan might be a good option. Forbes Advisor compiled a list of the best home equity loan lenders based on their starting interest rate, average closing time and other factors ...
CBS News1d
What are today's home equity loan and HELOC interest rates?
But home equity loan rates fluctuate in response to federal funds rate adjustments — so it's important to keep an eye on what the rate trends are for these types of loans. Read on to learn what ...
I wasn't able to get a HELOC to renovate my rental home, so I took out a personal loan — and I'm glad I took the plunge
I bought two houses for $35,000 each — but when the price is that low, finding a home equity loan or HELOC for renovations is ...
CNET on MSN2h
Mortgage Predictions: Inflation's Comeback Isn't Good for Homebuyers
Along with inflation, the Fed is also weighing employment data. If the job market remains robust by official standards, ...
Home equity loan tax deductions: What to remember this tax season
A home equity loan has important tax benefits that users should remember this filing season. Here's what to know.