Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Depending on how your lender reports it to credit bureaus, carrying a large balance and ...

A home equity line of credit (HELOC) gives homeowners with at least 15% to 20% equity access to flexible financing. You can tap into that credit line for expenses such as home renovations or to ...

A HELOC’s impact on your credit score usually comes down to two things: how your lender reports it to the credit bureau and how you manage the account. “It all depends on how you use it.

Best credit unions for mortgages in July 2025 FourLeaf and Navy Federal Credit Union are among our top picks for home loans. Updated 8 Min Ago Kelsey Neubauer Reporter ...

Our team researched 32 of the most popular home equity lenders in the U.S., including companies like U.S. Bank, Rocket Mortgage and Third Federal. We rated each lender based on four key categories ...

A 42-year-old Florida woman is facing felony charges accusing her of illegally withdrawing over $400,000 from a Logan bank.

Certain HELOC fees can quietly raise the cost of borrowing. Here are the big ones you should keep an eye out for.

Dustin is a features reporter, and covers businesses and restaurants in Collin and Dallas counties. He joined Community Impact in June 2023 and previously covered the cities of Wylie, Sachse, Murphy ...

A home equity line of credit, or HELOC, is a revolving line of credit that’s secured by your property. Lenders usually let you borrow up to 90% of your home’s current value, minus the balance ...

Don't go into the HELOC borrowing process this month before understanding these four common (and timely) mistakes.

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC ...