Savings account rates have remained in a relatively tight range since the Federal Reserve stopped making cuts and adopted a ...

High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed kept rates steady ...

While Principality Building Society may lead with an Annual Equivalent Rate (AER) of 7.5%, its six-month term limits the ...

Savings account interest rate forecasts for 2024 While many experts expect minimal movement in 2023, next year could see rates starting to fall. Still, these changes would likely occur at a ...

Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

The higher the rate, the more interest you’ll earn on your savings. The national average savings account yield is 0.6 percent APY, according to Bankrate’s survey of institutions as of July 03 ...

Pros Explained . Excellent rate: SoFi savings account interest rates aren’t usually the absolute highest on the market today, but they’re not very far off the mark either—as long as you meet ...

Savings account interest rates have climbed steadily along with the Fed’s rate hikes — from an average of 0.06% in early 2022 to 0.55% today ...

The average savings account now yields about 0.45% annual interest, according to the Federal Deposit Insurance Corp. Rates remain stubbornly low for savers even as banks charge ever-steeper rates ...

Savings account interest rates have fluctuated over the years due to many different economic changes, such as during recessions, inflation, depressions and other economic conditions.

Historical Savings Account Interest Rates. A quick note on data: The FDIC posts monthly national deposit rates for various savings vehicles going back to 2009.