Summer is the prime season for student loans as students and families finalize their financial plans for the fall semester.

Student loan interest rates vary depending on the type of loan you have. ... LendingTree and Student Loan Hero. Her work has also appeared on Fox Business and Yahoo.

While your monthly loan payment may go down on RAP, depending on your income, the longer time frame could create an obstacle ...

To lower your student loan interest rate, your options include signing up for autopay, consolidating or refinancing your ...

With Student Loan Hero, you can see the choices you qualify for and your loan combination options. Its dashboard organizes loans based on interest rates, and it breaks down payments by principal ...

Ascent's non-cosigned, credit-based undergraduate student loans offer fixed interest rates ranging from 8.49% to 14.01% APR and variable interest rates ranging from 8.25% to 13.61% APR.

For loans disbursed between July 1, 2025, and June 30, 2026, undergraduate rates will be set at 6.39 percent, a decline from last year's 6.53 percent.

Loans last passed the 6 percent interest mark between 2006 and 2008, according to Federal Student Aid, when the rate was 6.8 percent. In 2009, it dropped to 6 percent.

Student loan interest rates can make a significant difference in how much you make in loan payments over time. Where federal student loans always come with fixed interest rates, private student ...

Another way to lower your student loan interest rate is through rate discounts. Most lenders will reduce your rate by 0.25 percentage points if you sign up for autopay.