Two credit cards make it easy to pay for housing and earn rewards. Just make sure to pay your balance off each month.

A no-annual-fee airline credit card can help you save on travel, but you could get more perks if you're willing to pay a yearly fee.

As a Kohl's Rewards member, you already earn 5% in rewards on purchases. So you're technically only earning 2.5% in rewards with your Kohl's card. Plus, certain brands are excluded from earning Kohl's ...