Key Points Credit card rates may not decrease for quite some time. Rates are likely to drop once the Fed lowers its benchmark ...

A record-breaking share of credit-card customers were paying only their minimum monthly bill at the end of last year, topping ...

The Fed report finds that 60% of credit card accounts carry a balance from one billing period to the next, despite the fact ...

Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

What's in your wallet? A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into ...

Paying your credit card twice a month is good because it allows you to check in with your spending and get ahead of your ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

HELOC interest rates continued their steady decline this week. Here are three things homeowners should do now.

The Bankrate survey also shows that 89% of Gen Z cardholders, aged 18-28, and 87% of cardholders earning more than $100,000 ...

What’s in your wallet? A credit card with interest rates that are far higher than any other major kind of loan. Why do credit cards have such high rates? The New York Federal Reserve looked into ...