Make all monthly payments on time: Making consistent on-time payments on student loans, credit cards and other lines of credit can help your credit score more than anything else. Your payment history ...

KEY TAKEAWAYS The average U.S. FICO score fell to 715 in February, mainly driven by federal student loan delinquencies.For the first time in five years, an estimated 2.7 million borrowers had their ...

Your credit card balances are often reported to the credit bureaus after each statement closes, which is several weeks before the bill's due date. As a result, you could have high utilization ...