Best practice is to start the audit process—including audit firm selection—as early as 90 to 120 days before the plan ...

Three retirement plan industry and academic heavy hitters are out with a new paper that finds retirement investors' allocation preferences and accumulated savings become more diverse with age.

The BIG news of the quarter is that there is none—or, more specifically, it’s what didn’t happen on Capitol Hill rather than what did.

Having a firm grasp on the basics of the different retirement share classes (R shares for short) will help you more quickly dial in potential solutions for clients and have more comprehensive ...

In practice, Asad and I have identified three major pain points in offshoring: Communication issues that result in rework and wasted time. Stressful deadlines that lead to delays in completing work.

Rollovers from defined contribution plans are the predominant way IRAs are funded — to the tune of 97% of them in 2022, and the numbers are only expected to grow. Therefore, understanding where this ...

Another 401 (k) plan has been charged with a fiduciary breach quadfecta — excessive recordkeeping fees, expensive managed account charges, a poor performing stable value option, as well as offsetting ...

Dhillon issued her statement on July 28 concerning the guidance the DOL issued that day on PEPs and small employers’ participation in them. She noted that the DOL took that action pursuant to ...

The digital Summer 2025 edition of ASPPA’s quarterly magazine has just been posted o In our cover story, Theresa Conti and Chad Johansen focus on marketplace excitement over more recent developments ...

Connecticut’s program MyCTSavings has been in operation for three years, but the Nutmeg State’s legislature already has made some adjustments that expand its scope somewhat and fine tune its ...

The Department of Labor announced on July 28 that it wants public input on how to help smaller employers choose a pooled employer plan (PEP). It also provided some guidance for small employers ...

The Helping Young Americans Save for Retirement Act (H.R. 4718) was reintroduced July 23 by Rep. Brittany Pettersen (D-Colo.) and cosponsored by Rep. Michael Rulli (R-Ohio). It would amend the ...