The horsebit loafer also has a decorative piece on the vamp, but it’s a metal buckle (that doesn’t actually buckle anything) instead of fringe; this is one of the more formal styles of loafers ...

I’m snagging another pair before they sell out. I’ll forever be a fan of low-lift outfits that look polished, and shockingly, I’ll choose jeans over leggings any day. My fashion hack for ...