The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

But before you jump in, you’re probably wondering: "Do balance transfers hurt your credit?" Good news: a balance transfer won't wreck your credit score.

Best balance transfer credit cards of April 2025 Best with 0% intro APR for 24 months U.S. Bank Shield™ Visa® Card Best with 0% intro APR for 21 months Citi Simplicity® Card Wells Fargo ...

Not all superheroes wear capes. When it comes to debt-busting credit cards, the latest offering from U.S. Bank wields a ...

The new card from U.S. Bank features an industry-leading no-interest period of 24 months in purchases and balance transfers with no annual fee.

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

Plus, if your new balance transfer credit card offers a low intro APR, more of your monthly payment will go toward the principal. That means you’ll be able to pay off your balance faster ...

Many balance transfer credit cards offer no-interest periods for new purchases as well as balances transferred from other debt. Other cards only offer a 0% intro APR on balance transfers ...

Representative example: assumed borrowing of £1,200 for one year, at a purchase rate of 24.9% (variable), representative 24.9% APR (variable). Credit available subject to status. Terms apply. MBNA ...