If you're only making the minimum payments on your credit card debt, it's time to find a better debt strategy.

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The credit card debt relief process can take some time to complete. To get started, follow these steps: Meet with a debt relief specialist: Typically, you’ll talk to a debt specialist over the phone.

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Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

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But before you jump in, you’re probably wondering: "Do balance transfers hurt your credit?" Good news: a balance transfer won't wreck your credit score.

Plus, if your new balance transfer credit card offers a low intro APR, more of your monthly payment will go toward the principal. That means you’ll be able to pay off your balance faster ...