Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.

But before you go, remember to check back in on Saturday for our weekly feature, where I'll be speaking with experts about how food manufacturers are incentivised to exploit your genetics ...

Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances.