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The advantage of paying by credit and debit cards (select 'credit' when you pay) is that you can ask your bank ... or theft. Check the fees and commissions that apply. Depending on where you buy ...
It also comes with a free ATM card, which is useful for people who don't mind using an online bank but who want to be able to withdraw cash ... highest savings rates land between 4% to 5% APY.
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